After making money on Binance, how to get it into your bank account is something many people want to know. The process isn't complicated — sell your crypto for fiat, and the money goes to your bank card. If you don't have a Binance account yet, register on Binance first, or download the Binance APP to handle it on your phone.
The Basic Approach
Binance can't send cryptocurrency directly to a bank card. You need to sell your crypto for fiat first, using C2C trading where the buyer transfers funds to your bank card. The flow is:
Your crypto -> Sell for USDT -> Sell USDT via C2C -> Receive fiat currency
Step-by-Step Process
Step 1: Convert Your Crypto to USDT
If you hold BTC, ETH, or other coins, sell them for USDT first on the spot market. If you already have USDT, skip this step.
Step 2: Transfer to Funding Account
Your USDT might be in your Spot or Futures account — you need to transfer it to the "Funding Account" first to use C2C trading. In the APP, tap "Assets" -> "Transfer," select Spot to Funding, enter the amount, and confirm.
Step 3: Sell USDT via C2C
- Go to "Trade" -> "C2C"
- Switch to the "Sell" tab and select USDT
- Choose a buyer (check that their payment methods include your bank card type)
- Enter the amount of USDT you want to sell
- Confirm the order
Step 4: Wait for Buyer Payment
After placing the order, the buyer needs to transfer funds to you within the allotted time. You'll receive a transfer to your bank.
Step 5: Confirm Receipt and Release Crypto
Make sure your bank card has actually received the funds first, then go back to the APP and tap "Confirm Release." The USDT will be transferred to the buyer, completing the transaction.
Things to Keep in Mind
Choose Reliable Buyers
- Prioritize buyers with high trade volumes and positive feedback rates
- Verified merchants with yellow badges are more reliable
- For small amounts, try one transaction first to confirm the process goes smoothly
Protect Your Bank Card
- Verify the received amount matches the order amount
- Never release crypto before receiving payment
- If you encounter any issues, tap "Appeal" and the platform will intervene
Withdrawal Limits
C2C trading itself doesn't have strict withdrawal limits, but your identity verification level affects your per-transaction limit. Completing advanced verification unlocks higher limits.
Arrival Time
Buyer transfers typically arrive at your bank card in real-time. The entire selling process usually takes about ten minutes. If a buyer doesn't pay promptly, the order will automatically cancel after timeout — your USDT won't be affected at all.